Accept crypto payments from anyone, anywhere — and get settled in your local currency in real time. No wallets, no crypto knowledge required








Your customers hold crypto and want to pay you with it. Fiato bridges that gap — making payments seamless and settling you locally in real time.
Your customers pay in crypto, you get value settled in your local bank within seconds — no manual conversions, no waiting.
Manage payments easily or automate settlements using our secure REST API.
Bank-grade security and KYC-backed transactions to protect your business and customers.
Accept payments from anyone, anywhere, and receive your funds in your local currency instantly.
With our pricing, you stay in total control with the option to — cover the fees, share the fees, or let your customers handle everything.
Simple, Transparent Pricing
1.5% per transaction — capped at ₦50,000
• No monthly fees
• No setup cost
• No hidden charges
Whether your customer pays ₦100,000 or ₦20,000,000 in crypto, the fees will never be more than ₦50,000 on a single transaction.
A clean and intuitive API that lets you accept crypto payments and trigger realtime local settlements — without handling wallets, conversions, or volatility.
View API Docs
Got questions? We’ve answered the ones we hear most from merchants and developers, so you can get started right away.